We aim to secure your financial future by being your trusted partner and providing you with advanced financial solutions. Loan on Phone collaborates with banks as a reliable loan service provider in India. We assist you in finding the right loan option and serve as a private financier in India. Our interest rates start as low as 10.50% and go up to a maximum of 28%. Terms and Conditions apply. Loan repayment tenures are flexible, ranging from a minimum of 3 months to a maximum of 72 months.
Financing for household items (e.g., TVs, washing machines) up to ₹4 lakh. Features include 100% funding and zero/low interest rates.
EMI-based loans for personal appliances, fashion, groceries, travel, and healthcare.
Buy electronics and appliances on EMIs at partner stores.
Pre-approved loan up to ₹4 lakh, flexible tenors, and no foreclosure charges.
Loans for Bajaj motorcycles and three-wheelers.
Collateral-free loans up to ₹25 lakh with flexible tenors.
Secured loans at low interest rates, quick processing, and no foreclosure charges.
Protects products from defects, with up to 3 years of additional coverage.
Loans up to ₹2 crore against gold with flexible repayment options.
Loans up to ₹3.5 crore, with balance transfer, top-up, and PMAY assistance.
EMI options for electronics, groceries, clothing, and more.
Non-collateral finance for inventory acquisition by retailers.
EMI purchase options on e-commerce platforms with no-cost EMI benefits.
RBL-Bajaj SuperCard with features like EMI financing, lounge access, and cashback.
Bajaj Finserv Wallet in partnership with MobiKwik for payments and credit use.
Loans up to ₹30 lakh for timely vendor payments.
Loans up to ₹50 crore against lease contracts.
Secured loans up to ₹10 crore with no foreclosure charges.
Personal loans up to ₹3.5 crore for diverse needs.
Loans up to ₹30 lakh for stocking or setting up warehouses.
FDs with interest rates up to 8.7%, higher rates for seniors, and flexible tenors.
Low-risk, high-return options with liquidity and professional management.
Special PMAY benefits and flexible terms.
Loans for education, weddings, business, or emergencies.
Hassle-free loans against gold for individuals and firms.
Up to ₹30 lakh for infrastructure, expansion, or inventory needs.
Secured loans up to ₹10 crore for various financial needs.
Loans for doctors, CAs, and engineers up to ₹2 crore.
Up to ₹30 lakh for operational funding.
Loans up to ₹150 crore for construction and working capital.
Loans up to 90% of car value with doorstep service.
We provide you with all the options to meet your personal needs and highlight the reasons why we are the best choice for you. Get Loans in 3 Simple Steps: Apply online, compare the best offers, and choose from 70+ RBI-approved lenders. Get Your Loan Disbursed in Just 2 Easy Steps. Apply Now!
We simplify the entire loan application process, making it hassle-free and straightforward.
Our lenders will provide an immediate decision as soon as you submit your loan application.
We don't factor in your credit score during approval, giving everyone a fair opportunity.
If all your documents are in order, you will receive your loan on the same day.
We are direct lenders offering loans that will come to your financial aid and provide the support you need when it matters most.
At KMT Finances, we offer both personal and business loans designed to be the perfect solution for all your financial needs. Our loans provide the flexibility to be used for various purposes and are available to any individual who meets the loan requirements. Our business loans help enhance cash flow and increase your business equity, while our personal loans are ideal for fulfilling your personal financial needs. We value your time, which is why we've streamlined the loan process to make it easier and more convenient. With us, you can think beyond your debt by financing on your terms and turning your dreams into reality.
Our process
You must provide your personal information accurately and in full, ensuring there are no errors.
Our lenders will quickly process your loan application with ease and efficiency.
Once your loan is approved, the funds will be disbursed directly to your bank account.
Meet Our Best Agents. Our team of agents are ready to help you.
Get QuoteYou can use these unsecured loans for various purposes without needing to provide any collateral as security.
You can use this loan for any business purpose by securing an asset or property as collateral.
Meet Our Best Agents. Our team of agents are ready to help you.
Get QuoteWe proavide all types of Unsecured and secured Loans. No Credit Check in the process.
Ask QuestionRepresentative example: A loan of ₹92,925.50 taken over an 18-month term would result in a total payback amount of ₹1,04,822.50, at a maximum APR of 16.5%, with a total interest of ₹12,910.73. The monthly repayment would be ₹6,395.81. The loan repayment period can range from a minimum of 3 months to a maximum of 60 months. The loan does not need to be repaid in a lump sum and can be paid in installments. You can access all services on our website for free, with no charges applied.
Office Location
56L, Bidhannagar Rd, Ultadanga, Kolkata,
West Bengal 700067
Email: info@kmtfinances.online
Mobile : +91-9724645132
This advice is general and does not take into account your personal objectives, financial situation, or needs. Please assess whether this advice is suitable for you. Review the product disclosure statement before making any purchase decision. Canstar offers an information service and is not a credit provider. By providing information about credit products, Canstar is not making any suggestions or recommendations regarding a specific credit product.